January 2, 2026
Why one of America’s greatest fortunes didn’t disappear because of bad investing, but because of entropy.
In a new article for Global Billionaire Magazine, R360 Managing Partner Charlie Garcia examines The Vanderbilt Curse—and why one of America’s greatest fortunes didn’t disappear because of bad investing, but because of entropy.
Left unattended, even extraordinary wealth drifts toward disorder. Silence replaces stewardship. Privilege replaces purpose. At R360, this reality shapes everything we do. Preserving wealth across generations requires more than structures and strategies, it requires communication, shared values, and an active commitment to stewardship.
The Vanderbilt story feels historical, but its lesson is very much present-day. It’s a reminder that fortunes don’t fade overnight—they erode quietly.
Read the full article and ask yourself: What are you doing to resist entropy? Read the article here.
Disclosure: R360 is not an investment adviser. Information provided within is for educational purposes only and should not be construed, nor is intended to be, investment advice or a recommendation to invest in any types of securities. R360’s views are subject to change at any point without notice. No investment decision should be made based solely on the content herein and only a financial professional should be engaged for providing investment advice and recommendations. Past performance is not an indication of future returns.
